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A team of programming experts and designing professionals develop, design, run tests, and/or manage software development, using a range of incredibly cool tools. We unravel it all in our blog!

The Future of Fintech Thanks to AI

Artificial intelligence is driving innovation in the fintech industry by making financial services more efficient, faster, and more reliable. AI-powered apps are spearheading business growth and improved user experience within the fintech industry, and these creations are paving the way for the future of fintech. We’ve seen startups flourish with the aid of AI and machine learning capabilities in data analysis, watched apps develop new payment solutions, and seen innovative personalization integrations accelerate brand loyalty.

15 Types of Cognitive Bias to Avoid in UX Research

Cognitive biases impact our day-to-day on a personal level, but within our work environments, as well. They effect our judgement of others and can impact perceptions. This is detrimental to UX design and UX research that needs to be valuable and accurate to deliver on successful user-centric projects. Understanding cognitive biases and how to avoid them throughout your UX research process is imperative if you’re aiming to deliver a high-quality finished product to your clients.

10 Ways to Incorporate AI into Your Fintech

Artificial intelligence is likely the biggest contributor to the disruption of the fintech space in recent times. Traditional financial services have been buying up AI-powered tools and technologies to help them move into fintech as they aim to launch their own fintech apps in the industry to remain relevant. Incorporating AI into their fintech products helps their customers manage their finances more efficiently, in a convenient and safe environment. These AI-powered fintech products also provide valuable insights that help financial institutions innovate and provide improved services to their clients. ‍

How Beneficial is Machine Learning for Fintechs, Really?

The banking industry has undoubtedly gone through a revolutionary process over the course of the past few years, with a significant rise in digital banking solutions since COVID-19. On the back of this revolution, many financial service providers have sought out tools and techniques to provide an improved user experience through their Fintech offerings, not unlike Machine Learning. Machine Learning has made Fintechs more efficient by improving internal processes and procedures, offering a better understanding of customers by analysing their behaviour, and reducing operational costs – to name just a few.

What is Artificial Intelligence (AI)?

Artificial Intelligence (AI) is the creation of machine intelligence that replicates human thought and behavior. In layman’s terms, AI is essentially the ability of machines to think for themselves and act independently.

Part 2: A Guide To The Cost Of Web Application Development

Web application development has quickly risen to fame due to its benefits over mobile applications. Web applications are compatible with all operating systems, allow for instantaneous updates without disrupting the user and offer a high level of engagement for a quality user experience. But something we’re often asked at Blott Studio is: what does web application development cost?

Part 1: A Guide to Web Application Development

A guide to web application development could be summarised into three words: planning, framework, and architecture. But it shouldn’t be. In all fairness, it is much more complicated than that. Web applications have become highly specialised, advanced products that combine the best of mobile applications and web browsers to offer users quality solutions.

Application Security: Why Your Fintech Should Care

Security measures were not always front-of-mind when application development first hit the scene, but with the industry expected to reach over $935 billion in revenue by 2023, and with over 143 billion apps and games downloaded in 2021 alone, this space surely has skyrocketed and welcomed many opportunists ready to assess applications for any vulnerabilities they could potentially exploit. It is for this reason that application security is now a high priority when it comes time to develop and design a product, and for fintech this need is even more pressing. So, here’s an introduction to application security and why your fintech should care about it.

How User Experience can Transform your Fintech Product

“Fintech’s have reshaped customer expectations, setting new and higher bars for user experience. Through innovations like rapid loan adjudication, fintech’s have shown that the customer experience bar set by large technology firms, such as Apple and Google, can be met in financial services.” - Deloitte, 2020. These large technology firms have shown that user experience is any business’ salvation, and it’s no different for fintech solutions that already face the challenge of trust straight out of the gate. This blog takes a look at how user experience can transform your fintech product into a long-term success.

Blott Studio Becomes a Webflow Partner

At Blott Studio, our aim is to continue to serve our clients with the best possible service, and that means continually offering cutting-edge design and development solutions. Our team is always monitoring design trends, new development tools, and conducting further research to ensure our team is equipped with the best possible skills and capabilities to serve your needs. We’re proud to announce that Blott Studio has officially become an accredited Webflow Partner.

FIDO Authentication: All You Need To Know

Online security is something that developers are all too aware of, and need to dedicate resources to, to ensure that every website or mobile application that launches to market offers a secure and safe interactive environment. This translates to security protocols. And not just any standard of security; security that will withstand any form of cybercrime and ensure that users find the platform they are using trustworthy. This is where FIDO Authentication steps in to help.

Let's talk about Central Bank Digital Currencies (CBDC's)

Let’s talk about digital currency. There are varying reports on the fintech industry's growth trajectory, but one thing is clear: it’s on an incline and is certainly here to stay. This industry boom has resulted in a number of financial services, digital currencies, and other products coming to light within the space. Digital currencies, such as cryptocurrency, and the newly “minted” central bank digital currency, are among those taking the world by storm. But what are digital currencies and why or how do they hold value? We delve into digital currency and take a look at how they’re shaping the future of payments.

The Manifest Spotlights Blott Studio as the United Kingdom’s Top Reviewed Design and Development Partner for 2022

Established in 2018 in the heart of London, Blott Studio is a hard-working digital agency from and for fintech. Our team is filled with the best professionals that are ready to work on different fintech design and development projects. On The Manifest’s very first company awards, Blott Studio is among the best recommended and reviewed B2B leaders from the United Kingdom!

Uplinq Secures USD $3.5 million in Pre-Seed Funding

The Blott Studio family includes not only our own team, but the teams that make up our client base. Our main mission is to see our clients succeed and thrive and, naturally, we’re their in-house cheerleaders.

Top Tips for a Market-Ready Fintech Product

The value of having a market-ready product cannot be understated; this is true for every industry but almost more so within the fintech space. Many apps fall flat (approximately 9 out of 10 for those who are keeping track) and are unsuccessful due to a lack of vision, clear purpose, and understanding of their target audience. The Blott Studio team shares top tips for a market-ready fintech product to set start-ups on the path to success.

React Native: All You Need To Know

Facebook, Instagram, Shopify, and Uber are among the many businesses that have developed their applications using React Native. In fact, it’s become one of the top frameworks used by developers across a range of industries. But is it the right fit for your product?

Formulate Your Fintech Product For The Win

POV: You have a dope idea for a fintech product you believe the world will love, but there’s still that niggling voice holding you back on the off chance that the idea flops. 90% of apps fail, you’ve read as much online, but you know your idea is different. It’s innovative and insanely cool, right? Is there a “secret recipe” to setting your fintech product on the path of success?

Recruiting Programmers: A Guide

According to U.S. Labor Statistics the shortage of web developers will reach 80 million worldwide, by 2030. We don’t even need that statistic to be aware of the impact this shortfall is having in the industry right now. But the hot topic isn’t about where all the web developers are; it’s about finding the right candidate for your company. Take a peek at our top tips to recruit the right programmer for your staff complement.

Paint Your Mobile App “Green”

It’s no secret that we all need to do our bit in reducing our energy consumption if we want to protect our planet, but the concept of "energy saving" is rather abstract. Knowing your exact carbon footprint and then tracking how much energy you have saved can give you a better idea of your contribution to a greener environment.

The customer experience bar has risen and so should your digital experience

The pandemic has significantly accelerated the move to digital, forcing certain businesses to adjust. At the same time, buyers still want businesses to be simple to order from, engage with, and get service from. Today, connecting what's going on on your website, the front door of your business, to the rest of the customer experience is a must. This may be a significant issue for businesses that don't use CRM systems.

How much customer research should you be doing?

Any product-development process should start with an unparalleled understanding of the user for whom you’re designing the product. But, how much customer research is enough when designing new products?

Reduce Your AWS Cloud Infrastructure Costs

Businesses of all sizes are moving to the Cloud in order to reduce costs and improve efficiency. AWS provides a comprehensive set of tools and services that can be used to build, deploy, and scale applications. Follow these tips to make sure your business is making use of AWS efficiently!

Web3.0: The Next Era of the Internet

The internet has evolved from Web2.0 to Web3.0 - and this is not just a change in naming conventions. The underlying technology that powers the internet is changing, with blockchain being one of the key components of Web3.0's infrastructure. It will be decentralised, secure, self-sovereign, transparent, and scalable - all while being more cost-effective than its predecessor!

Let's Talk About Agile Development

The dictionary (well, Google) describes the term “Agile” as “able to move quickly and easily.” That’s true, even in the context of tech. But it’s also more than that. In the world of a software developer, “Agile” refers to a project management approach, and it’s a pretty common one.

Start Strong With A Discovery Session

Brainstorming session, discovery group, team meeting; whatever. Every project should start with a group discussion- client included. Why? Because it’s important for your team to have an accurate idea of your client’s business, its goals, and a whole lot of other (related) insights.

Product Feedback: What's The Best Way To Get It?

Study customer data and analytics? Nope. But that’s not a bad idea. Although this does offer insight into consumer behaviour, it doesn’t really tell us why.

Get Your (tech) Priorities Straight

Startups fail from time to time. Not because of a lack of good ideas, but because the wrong idea’s been chosen. Most product managers will agree that the hardest part is deciding which features deserve the team’s blood, sweat, and tears. Okay, we lied. There’s no blood.

21 Questions: Usability Style

As much as we'd love to think our users are a lot like us, they rarely are. That's why it's important we understand who they are. Ask the right questions and you’ll get the right insights, ones that you can act on.

That “Aha” Moment

The first-time user experience is important. Why? Because users are exploring. And they probably have a problem to solve. Users might not stick around if they don’t find value quickly. So the sooner they feel that “aha,” the better.

5 Ways To Tell A Story With Design

First impressions matter. They always have. Whether face-to-face or virtual, a good first impression can be the difference between winning or losing business. But now? Instead of 5 minutes, you get 5 seconds. Max.

Outsourcing your development teams. Yes or no?

We work closely with our clients and their customers to truely understand the values of all parties. We help business bridge this connection and enhance a customers experience.

API design considerations for rapidly scaling organisations

Bigger is not always better. Add more resources to a company, and its revenue may increase. That’s growth, and it’s good. But increase a company’s revenue without adding significantly more resources? That’s scale, and it’s even better.

What is the difference between an API and an SDK?

There is often confusion between what an SDK and an API are, and why an app would want to integrate either of these third-party softwares.

Webhooks and API's: what are they, and why do we need them?

A bit of an introduction to webhooks and API's for those hoping kickstart the development of their own or to consume some of those that are already available.

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